Welcome to our latest edition. At the time of writing this issue, Sajid Javid had resigned as Chancellor of the Exchequer with less than a month to go until Budget Day. His replacement, Rishi Sunak, will deliver the Budget on 11 March 2020.

In our next issue, we’ll look at the key Budget announcements and how they could affect your finances

We hope you enjoy this issue. Whether you’re saving for the future, enjoying your retirement or funding care in later life, if you have any further requirements, please contact us – we look forward to hearing from you

WILL I ENJOY THE MOMENTS THAT MATTER?

Life can be unpredictable – but by making the right saving and investment choices now, you can make sure you will be able to enjoy the moments that matter.
To discuss your goals and aims, or if you require further information, please contact us – we look forward to hearing from you

A BETTER TOMORROW STARTS WITH UNDERSTANDING TODAY

When the future is unclear, the thought of retirement may well feel more daunting than exciting. Our retirement planning service can help you build the wealth you need to achieve the retirement you deserve.
Don’t leave it to chance – to discuss your requirements, please talk to us

LOOKING FOR A TAILORED FINANCIAL PLAN GEARED TO YOUR GOALS?

We explore all the different aspects of your goals, taking everything into account to create a financial plan that works for you throughout all of life’s events. Contact us today to discuss how we can help you. Don’t delay – please talk to us

Welcome to our first edition for 2020. Inside this issue, we feature articles covering a number of different topics to help you successfully grow and protect your wealth.  We hope what you read, you will enjoy!

The start of a new year is the perfect time to discuss your financial plans. Please contact us – we look forward to hearing from you

HOW WILL YOU GO ABOUT SETTING YOUR FINANCIAL GOALS THAT YOU’LL ACTUALLY STICK TO?

A new calendar year is always full of hope and promise – a chance to start fresh, which is why many of us take the chance to set financial resolutions.  To discuss your plans for the future and how we can help, please contact us

GETTING READY FOR LIFE AFTER WORK?

So you’re approaching the age when it’s time to start thinking about what you’re going to do with your pension money that you’ve been working hard to save all these years.  To discuss how we can help you access your pension money so that it works for you, don’t delay – please talk to us

Welcome to our Guide to Estate Preservation. Effective estate planning aims to ensure that the wealth you have accumulated during your lifetime is distributed to the right people, at the right time and as tax-efficiently as possible

Whatever stage of life you’re at, we can guide you through the opportunities and challenges you may face. If you would like further information or to arrange a meeting, please contact us. We look forward to hearing from you

Welcome to our latest edition. Inside this issue, we look at a number of the topical financial planning stories making the news agenda.  We have squeezed to get the 8 best articles to end the year with, so perhaps a few Christmas nibbles with warm liquid refreshment might be on order with this read!

Here at Clear Solutions we are bringing you the up to date on Talking Money by joining your finances and happiness.  Enjoy the read!

Let us help debunk the myths around children’s savings and investments and explain how taking the right approach could make all the difference to your child’s or grandchild’s future

Don’t leave it to chance – please talk to us to review the options available

PLAN TODAY TO ENJOY TOMORROW
Whatever you want from retirement, one thing is certain – to give yourself the retirement you want and deserve, you need to plan a head

Speak to us to find out how we can help you

You’ve worked hard to get where you are. But just how secure is your lifestyle? If you can’t work because of incapacity due to injury or an illness that results in a loss of earnings, would you be able to cover your monthly living costs?

Don’t leave it to chance – please talk to us

Welcome to the latest issue. At the time of writing, the UK Government said it is ‘ready and willing’ to do a deal to leave the EU if new terms are negotiated with Brussels. But the new Prime Minister, Boris Johnson, has vowed the UK will leave the EU  ‘come what may’ by 31 October – the date the UK must depart if no deal has been reached

Even though we don’t definitively know what the impact of Brexit will be on both the UK’s and other countries’ economies, it  doesn’t mean this is necessarily a bad time to invest internationally

Also inside this issue, we look at how to spot the warning signs if you’re approached by a pensions scammer; consider the winners and losers under the new State Pension; and if you have accumulated a number of pension pots over the years from  different employers, why consolidating them could be appropriate.  Please read on for a full list of the articles featured

LOOKING TO PASS ON MORE OF YOUR WEALTH IN THE MOST TAX-EFFICIENT WAY?

Having an effective Estate and Trust Planning strategy in place prepares for every possibility. We can help you provide  financial support to your family and help you pass on more of your wealth in the most tax-efficient way – please call us to arrange an appointment or if you have any concerns about your financial situation

WANT TO MAKE YOUR LIFE EASIER IF YOU EVER NEED TO DEAL WITH THE FINANCIAL STRAIN OF A SERIOUS  HEALTH PROBLEM?

Everybody wants to feel that, even if they were diagnosed with a critical illness, they’d be able to cope financially. Critical  Illness Cover enables you to choose how much cover you want, how you want it to pay out and whether you want to  combine  different cover types

Don’t leave it to chance – please talk to us

WANT TO START INVESTING, BUT NOT SURE YOU HAVE THE TIME OR EXPERTISE?

With every financial decision involving some sort of risk, you need to be comfortable with the amount of risk you’re willing to take.  If you’re looking to make informed decisions to improve your chances of achieving your financial goals, please contact us for further information – we look forward to hearing from you

Welcome to the latest issue of Talking Money.  Inside, you’ll find an array of articles about how we can help you further to plan, grow, protect and preserve your wealth. As we all know, the ultimate goal money can buy is financial freedom

Make the space, take the time to sit down … you’ll so enjoy the read!

TIME TO BUILD AN INVESTMENT PORTFOLIO TAILORED SPECIFICALLY FOR YOU?
Investing your money can be a daunting prospect, but good financial planning and professional advice will help you to achieve your long-term goals. Whether you have specific objectives or whether you simply want your investments to keep pace with inflation, we’re here to help
To review your current situation or discuss the options available, please contact us – we look forward to hearing from you

ARE YOU PREPARED FOR THE UNEXPECTED?

Every family is different, but they often play a big part in our lives. So it’s important to think about how you can protect them against the unexpected as best you can. The earlier you start planning, the earlier you’ll be ready

To discuss your concerns or for further information, we’re here to help – we look forward to hearing from you

ARE YOU PLANNING FOR THE LIFE YOU WANT?
Having a clear financial plan linked to your lifestyle goals is essential, whether this is working out ways to build an investment portfolio, set up a business, retire early or leave your wealth to your family. We’ll ensure that your strategy encompasses an overall total wealth solution so you can plan for the life you want
For more information, or to discuss how we could assist you, please contact us