News

Latest Financial News

Tax – Inheritance Tax CS Talking Money

Keeping it in the Family Careful planning can reduce or even eliminate the Inheritance Tax payable Intergenerational planning helps you put financial measures in place to benefit your children later in life, and possibly even your future grandchildren, so it’s...

read more

Tax Planning – Plan CS Talking Money

Plan, Prepare At this time of year, we think about New Year’s resolutions, and it’s also a good time to start planning our tax affairs before the end of the tax year on 5 April. As you think about 2019 and your goals for the coming year, we can help to start you off...

read more

Investment – Income CS Talking Money

Income Seekers Not putting all your eggs in one basket Everybody has investment goals in their life, from the old adage of saving for a rainy day to planning a comfortable retirement. There are many reasons why investors might seek an income stream from their...

read more

Retirement – Big Picture CS Talking Money

Looking at the Big Retirement Picture Considering making contributions ahead of the tax year end? Investing for the future is vital if you want to enjoy a financially secure retirement, and it requires you to look at the big picture. Although pensions can be...

read more

Retirement – Plan – CS Talking Money

For the Life You Want Building up your nest egg is more discipline than difficult For today’s retirees, retirement has changed almost beyond recognition since their parents’ day. Building a retirement fund requires saving enough money to pay your bills and continue...

read more

Inheritance Tax – September/October 2018

Passing assets efficiently to the next generation remains a primary objective for many There are many things to consider when looking to protect your family and your home. Protecting your estate is ultimately about securing more of your wealth for your loved ones and...

read more

Reviewing Your Needs and Goals – November/December 2018

Take the time to think about what you really want from your investments Anything is possible when you manage your money the right way. It’s well worth taking the time to think about what you really want from your investments. Knowing yourself, your needs and goals,...

read more

Investment Planning – CS Talking Money March/April 2019

No pain, No Gain Planning to get where you want to be Successful saving and investing is arguably a lot like exercise – no pain, no gain. As is the case when undertaking a new fitness regime, if you properly commit yourself and stick to it, the eventual outcomes can...

read more

Retirement Options – CS Talking Money March/April 2019

Retirement options Greater responsibility on individuals to plan for financial security in old age Deciding what to do with your pension pot is one of the most important decisions you will ever make for your future. The ‘pension freedom’ changes of April 2015...

read more

Investment ISAS- C S Talking Money March/April 2019

Your ISA, Your Future Time to re-imagine how to invest more tax-efficiently? Each tax year, from the age of 16 we are each given an annual Individual Savings Account (ISA) allowance. The ISA limit for 2018/19 is £20,000, and anyone wishing to utilise their allowance...

read more

Retirement – C S Talking Money March/April 2019

Life after work Planning for the retirement you deserve Over time, with life expectancy and the cost of living rising, it could mean that some retirees are at risk of running out of pension income in later life. So what can you do to make sure that you have a big...

read more

Offshore Income and Gains

30 September 2018 - a vitally important date for all those who have, previously undisclosed offshore income and gains.  This is the date by which clients will have had to disclose income and gains and settled any tax liabilities arising So, why is this so important?...

read more

Stephen Jones named as Financial Adviser of the Year 2018

Stephen Jones wins the Financial Adviser of the Year crown sponsored by LightTower Partners at 2018 Growth Investor Awards Jack Rose, Head of Tax Efficient Investments at LightTower Partners, presented the Financial Adviser of the Year award to Stephen Jones of Clear...

read more

Turbo Charge Your Pension

IF YOU’RE STILL WORKING, WHAT KIND OF LIFE WOULD YOU LIKE TO LEAD WHEN YOU’VE SAID GOODBYE TO THE 9-TO-5? SAVING FOR YOUR RETIREMENT IS ESSENTIAL IF YOU WANT THE FINANCIAL FREEDOM TO ENJOY YOUR LATER YEARS. AFTER ALL, YOU’LL STILL WANT TO DO ALL THE THINGS YOU LOVE...

read more

Reaching Your Long-Term Investment Goals

IT IS IMPOSSIBLE FOR INVESTORS TO PREDICT THE FUTURE. SHORT-TERM LOSSES CAN BE UNSETTLING, BUT HOLDING STEADY THROUGH THE UPS AND DOWNS IS THE BEST WAY TO REACH YOUR LONG-TERM INVESTMENT GOALS. A KEY TO SUCCESSFUL INVESTING  IS TO REMAIN FOCUSED ON YOUR LONG-TERM...

read more

The Diary of a Financial Adviser

  Monday It is Monday morning, which means it's Citizens Advice Bureau time. There are two clients, one of whom has £400,000, but still thinks he can use CAB for free I pointed him to Personal Finance Society's Find an Adviser website. The other needs advice on...

read more

Downloads

CS Talking Money Nov/Dec 2019

Welcome to our latest edition. Inside this issue, we look at a number of the topical financial planning stories making the news agenda.  We have squeezed to get the 8 best articles to end the year with, so perhaps a few Christmas nibbles with warm liquid refreshment might be on order with this read!

Here at Clear Solutions we are bringing you the up to date on Talking Money by joining your finances and happiness.  Enjoy the read!

 

Please read on …

CS Guide to Income Protection Insurance Nov/Dec 2019

You’ve worked hard to get where you are. But just how secure is your lifestyle? If you can’t work because of incapacity due to injury or an illness that results in a loss of earnings, would you be able to cover your monthly living costs?

Don’t leave it to chance – please talk to us

 

Please read on…

CS Talking Money Sept/Oct 2019

Welcome to the latest issue. At the time of writing, the UK Government said it is ‘ready and willing’ to do a deal to leave the EU if new terms are negotiated with Brussels. But the new Prime Minister, Boris Johnson, has vowed the UK will leave the EU  ‘come what may’ by 31 October – the date the UK must depart if no deal has been reached

Even though we don’t definitively know what the impact of Brexit will be on both the UK’s and other countries’ economies, it  doesn’t mean this is necessarily a bad time to invest internationally

Also inside this issue, we look at how to spot the warning signs if you’re approached by a pensions scammer; consider the winners and losers under the new State Pension; and if you have accumulated a number of pension pots over the years from  different employers, why consolidating them could be appropriate.  Please read on for a full list of the articles featured

 

 

Please read on …

CS Guide to Estate and Trust Planning Sept/Oct 2019

LOOKING TO PASS ON MORE OF YOUR WEALTH IN THE MOST TAX-EFFICIENT WAY?

Having an effective Estate and Trust Planning strategy in place prepares for every possibility. We can help you provide  financial support to your family and help you pass on more of your wealth in the most tax-efficient way – please call us to arrange an appointment or if you have any concerns about your financial situation

 

Please read on …

CS Guide to Critical Illness Cover Sept/Oct 2019

WANT TO MAKE YOUR LIFE EASIER IF YOU EVER NEED TO DEAL WITH THE FINANCIAL STRAIN OF A SERIOUS  HEALTH PROBLEM?

Everybody wants to feel that, even if they were diagnosed with a critical illness, they’d be able to cope financially. Critical  Illness Cover enables you to choose how much cover you want, how you want it to pay out and whether you want to  combine  different cover types

Don’t leave it to chance – please talk to us

 

Please read on …

CS Guide to Understanding Investment Risk Sept/Oct 2019

WANT TO START INVESTING, BUT NOT SURE YOU HAVE THE TIME OR EXPERTISE?

With every financial decision involving some sort of risk, you need to be comfortable with the amount of risk you’re willing to take.  If you’re looking to make informed decisions to improve your chances of achieving your financial goals, please contact us for further information – we look forward to hearing from you

 

Please read on …

CS Talking Money July/August 2019

Welcome to the latest issue of Talking Money.  Inside, you’ll find an array of articles about how we can help you further to plan, grow, protect and preserve your wealth. As we all know, the ultimate goal money can buy is financial freedom

Make the space, take the time to sit down … you’ll so enjoy the read!

 

Please read on…

CS Guide to Managing Investment Risk July/August 2019

TIME TO BUILD AN INVESTMENT PORTFOLIO TAILORED SPECIFICALLY FOR YOU?
Investing your money can be a daunting prospect, but good financial planning and professional advice will help you to achieve your long-term goals. Whether you have specific objectives or whether you simply want your investments to keep pace with inflation, we’re here to help
To review your current situation or discuss the options available, please contact us – we look forward to hearing from you

 

Please read on…

CS Guide to Life Insurance Protection July/August 2019

ARE YOU PREPARED FOR THE UNEXPECTED?

Every family is different, but they often play a big part in our lives. So it’s important to think about how you can protect them against the unexpected as best you can. The earlier you start planning, the earlier you’ll be ready

To discuss your concerns or for further information, we’re here to help – we look forward to hearing from you

 

Please read on…

CS Guide to Creating the Life You Want July/August 2019

ARE YOU PLANNING FOR THE LIFE YOU WANT?
Having a clear financial plan linked to your lifestyle goals is essential, whether this is working out ways to build an investment portfolio, set up a business, retire early or leave your wealth to your family. We’ll ensure that your strategy encompasses an overall total wealth solution so you can plan for the life you want
For more information, or to discuss how we could assist you, please contact us

 

Please read on…

CS Talking Money May/June 2019

We hope you find this issue useful. Whatever your goals in life are, careful planning and successful investing of your wealth can help you get there. If you would like to speak to us about your financial goals, please contact us – we look forward to hearing from you

 

Please read on …

Guide to The Final Retirement Countdown May/June 2019

Retiring is a huge life event and can sometimes leave us feeling as though we’ve lost our identity

After decades of working and saving, you can finally see retirement on the horizon. But now isn’t the time to coast. If you plan to retire within the next five years, we can ensure you take the right steps today to help ensure that you have what you need to enjoy a comfortable retirement lifestyle. To arrange a meeting, please contact us

 

Please read on …

Guide to Tax Matters 2019/2020 Key Changes May/June 2019

WOULD YOU LIKE HELP WITH TAX PLANNING?

The UK tax system is very complex, but the benefits of structuring your finances tax efficiently can be significant.  We are here to ensure that you have made the best use of the reliefs and allowances available for your particular situation. There are a variety of planning ideas available for individuals, entrepreneurs and business owners. Should you need to discuss or require advice on tax planning ideas, please do not hesitate to contact us

 

Please read on …

Guide to Wealth Preservation May/June 2019

Welcome to our Guide to Wealth Preservation
We will deliver a tailored, personalised service that combines expertise, diligence and imagination to protect assets and safeguard your wealth. Our advice can help you preserve and protect the wealth you’ve amassed through hard work, inheritance or good fortune. Inside our guide, we look at the number of key areas that will enable you to put in place an effective protection planning strategy to preserve and protect your wealth for you and future generations

To review your situation, please contact us. We look forward to hearing from you

 

Please read on…

CS Talking Money March/April 2019

Welcome to our latest issue!

As we continue into 2019 with the uncertainties surrounding Brexit, we look to de-mystify the ever-changing landscape of the financial world

So, grab a cup of tea or coffee and get reading some great articles from Smart Planning, Life After Work, Brexit and much more!  If you have any comments or would like to arrange an appointment, please contact us, as we are more than happy to be of assistance.  Enjoy your read…!

 

Please read on …

Guide to Year End Tax Planning 2018/19 March/April 2019

… IT MAY BE TIME TO TAKE STOCK OF YOUR FINANCES AND TAX POSITION…

Timing is often the key to successful outcomes when it comes to tax planning. The period leading up to the end of the tax year on 5 April 2019 is a prime time to take stock of your finances and tax position. There may be steps that will minimise your tax liability

If you would like to review your situation or discuss the options available, please contact us for further information –  we look forward to hearing from you

 

Please read on…

 

Guide to Wealth Creation March/April 2019

We, at Clear Solutions take a unique approach to wealth creation that centres on objective and pertinent advice

As you know, life can be unpredictable – but by making the right saving and investment choices now, you can make sure you will be able to enjoy the moments that matter

To discuss your situation or if you require further information, please contact us – we look forward to hearing from you

 

Please read on …

 

Guide to Individual Savings Accounts March/April 2019

Have you ever considered making your ISA work harder for you?

If you’re looking for ways to grow the value of your wealth for the longer term, investing through an appropriate ISA provides the potential to do this and has the added benefit of protecting the gains you make from both Income Tax and Capital Gains Tax
If you would like to review your situation or discuss the options available, please contact us for further information – we look forward to hearing from you!

 

Please read on …

Ways to contact us

Clear Solutions Wealth and Tax Management Ltd are registered with the Financial Conduct Authority.
Registration Number 429206-007
Click Here for more information