Welcome to our latest edition and our customary collection of articles designed to help you create and protect your wealth to be able to experience life to the full.  As a parent, guardian or grandparent, you’ll want to provide the best future for your children or grandchildren that you can. Christmas is an excellent time to encourage children to start thinking about the value of money. Many children have hundreds of pounds spent on them at Christmas, but could that money be put to better use?  Find out more inside…

The death or prolonged illness of a business partner or shareholder could put your business under considerable financial strain. This particular Business insurance can help solve many of the problems that could arise when the unexpected happens

For further information in relation to insurance for your business needs, please get in touch with us – we look forward to hearing from you

HELPING TO UNDERSTAND THE PROCESS AND ADVISING ON A RANGE OF OPTIONS

None of us know what our future holds. However, with the right planning, we can be prepared. For your peace of mind and to find out how to manage finances for later life care – whether for yourself or a relative – we can help you understand the process and advise on a range of options. Please contact us for more information

Whether you are looking to invest for income, growth or a combination of both, we can provide the professional advice, comprehensive investment solutions and ongoing service to help you achieve your investment goals. To identify which options are right for your circumstances or to find out more, please contact us – we look forward to hearing from you

Inside this issue we look at a number of topics designed to keep you up to date and help you plan to meet any changes in your life and financial circumstances

There’s a bumper list of articles inside this September/ October issue. We hope you enjoy reading them!

We understand that professional advice on financial matters is invaluable to creating a durable wealth management plan for the future. To discuss or review any area of your financial plans, please contact us – we look forward to hearing from you!

Do you have an effective protection planning strategy in place? There are many things to consider when looking to protect you and your family – premature death, Inheritance Tax, illness and loss of income, to name but a few. These events all need to be considered in an effective protection planning strategy. To review your
situation, please contact us – we look forward to hearing from you

It is essential that you start to plan for your retirement as early as possible so that you are able to live comfortably in the knowledge that your lifestyle needs are covered. This will mean careful consideration of your pension fund throughout your working life

To find out more about setting up Self-Invested Personal Pension, please contact us, and we’ll arrange a meeting to discuss your requirements.  We look forward to hearing from you

Create a focused, disciplined investment strategy
Planning how to invest for your future may be one of the most important decisions you’ll ever make. Asset allocation is a strategy that can serve as a valuable blueprint for your investment goals. To review your situation or for more information, please contact us

We look forward to hearing from you

Hello and welcome to our latest issue! The summer edition brings you an array of insightful articles covering everything you need to help plan your finances, both before, during and after retirement

DO YOU NEED HELP? GIVE US A CALL

Whatever your plans for the future, we are here to help you take the next step. Please contact us to discuss your requirements or to answer any questions you may have

If it sounds too good to be true, it probably is.  Scams are increasingly sophisticated and will usually call you out of the blue, but contact can also come by email, post, word of mouth or at a seminar or exhibition

For professional advice you can trust and to discuss your own unique requirements, please contact us – we look forward to hearing from you

Looking to secure your financial future?
Creating and maintaining the right investment strategy plays a vital role in helping to secure your financial future. To review your situation or discuss the options available, please contact us for further information – we look forward to hearing from you

Looking for a smart way to invest your money?
Tell us what you are saving for, and leave the rest to us. To review your situation or discuss the options available, please contact us for further information

We look forward to hearing from you

Welcome to our latest edition.  We aim to help you create the lifestyle you want and believe that anything is possible if you manage your finances in the right way

Inside this issue, we look at why it’s important to consider the tax implications of making financial decisions. The 2018/19 tax year is now upon us, and a raft of new changes have come into force. The good news is that there is little change in the overall tax burden for basic-rate taxpayers. However, there are number of areas that have changed that should be taken note of. On page 08, we look at what you need to know about the 2018/19 tax year changes and new initiatives and much more…

Welcome to our Guide to Retirement Planning. In recent years, retirement has become more about the opportunity to enjoy your life after work. Your finances are a huge part of achieving that. With the maximum State Pension currently £8,546.20 (2018/19) a year, you’ll need to decide if this is going to be enough for you to live on when you retire

To discuss your situation, please contact us – we look forward to hearing from you

Need help navigating the complex tax maze?
The UK tax system continues to grow ever more complex, with a greater responsibility being placed on the individual to get their tax right. To review your situation or discuss the options available.
Please contact us for further information – we look forward to hearing from you or arrange a meeting

Safeguarding more of what is rightfully yours for future generations

When we die, we like to imagine that we can pass on our assets to our loved ones so that they can benefit from them. In order for them to benefit fully from your assets, it is important to consider the impact of Inheritance Tax

Welcome to our latest edition.  Whether you are looking to create, protect or preserve your wealth for future generations, inside this issue we look at areas you may wish to discuss with us

Don’t let global uncertainties affect your financial planning for the years ahead

The overall direction of developed stock markets is a relentless and continual rise in value over the very long term, punctuated by falls.  It’s important not to let global uncertainties affect your financial planning for the years ahead. Individuals who stop their investment planning, particularly during market downturns, can often miss out on opportunities to invest at lower prices

We’re here to help. We’ll assess your preferred level of risk and investment time horizon to help you reach your goals.  Want to discuss your situation or require further information? Please contact us

Welcome to our Guide to Lifestyle Planning.  Looking for a clearer picture about your financial plans?
Lifestyle planning will help you stay in control of your financial future by giving a more holistic planning approach and clearer picture of the consequences of change on an ongoing basis. It also helps to give an idea of when certain key decisions should be made, such as retiring early or downsizing a property.  For more information, or to discuss how we could assist you, please contact us

Worried about how you’ll pay the bills if you’re off work due to an illness or injury?
When you suffer a serious illness or injury, the last thing you should worry about is how you’ll pay the bills while you’re off work. After all, what if your sick pay should run out while you’re still recovering?
To discuss your situation or for further information, please contact us