Stephen Jones has picked up another award for his expertise in financial planning. On this occasion it is the ‘Financial Planner of the Year’, from the EIS Association.
I wrote this article orginally for publication in 'What Investment' magazine in October 2020.
Interest rates – not as simple as you might think… We are starting to talk about negative interest rates, which some nations already have in place and there is speculation that the UK might be next. What would negative interest rates mean for savers? How does it affect investors? Click to find out.
It’s not an easy time to read financial newspapers if you’re an income investor. Every other headline seems to be another company announcing they will cut or suspend dividends this year as they navigate the Covid-19 crisis. And this includes some of the biggest and most reliable dividend-paying companies.
As if worrying about the potential impact of Covid-19 wasn’t enough, Saudi Arabia and Russia have decided to start a row over the price of oil. With all this uncertainty in the markets right now, you can start to appreciate how everyone’s getting through so much toilet paper.
We know a lot of people are worried about what is happening right now, both from a health perspective and also with regards to their investments. In terms of the markets, we would best describe the situation we’re in right now as similar to being in the middle of a storm.
At this time of year, we think about New Year’s resolutions, and it’s also a good time to start planning our tax affairs before the end of the tax year on 5 April. As you think about 2019 and your goals for the coming year, we can help to start you off on the right financial footing.
Careful planning can reduce or even eliminate the Inheritance Tax payable. Intergenerational planning helps you put financial measures in place to benefit your children later in life, and possibly even your future grandchildren, so it’s important to start planning early.
Whatever your personal investment goals may be, it is important to consider the time horizon at the outset, as this will impact the type of investments you should consider to help achieve your goals.
Investing for the future is vital if you want to enjoy a financially secure retirement, and it requires you to look at the big picture. Here are our top pension tax tips.
For the Life You Want. Building up your nest egg is more discipline than difficult.
At some point you’ll say ‘goodbye’ to your co-workers, get into your car and drive towards the next phase of your life – retirement. But when will that be?